Thursday, December 26, 2019
Many of our most powerful memories have to do with school Ã¢â¬â that sort of boot camp before adulthood Ã¢â¬â where we first learned that the greatest achievements and rewards in life come from putting in a day of hard work. ItÃ¢â¬â¢s the place that helped define us, where we explored our interests and discovered our natural talents. ItÃ¢â¬â¢s where we met new friends and developed relationships, and perhaps even met our first love. No matter what your age, head back to school figuratively Ã¢â¬â or literally Ã¢â¬â with these quotes from well-known politicians (Edmund Burke, Benjamin Franklin, Franklin D. Roosevelt, and Theodore Roosevelt), coaches (Bear Bryant, Mike Krzyzewski, and Vince Lombardi), poets and writers (Robert Frost, Ralph Waldo Emerson, Victor Hugo, Joseph Joubert, Patrick White, and William Butler Yeats), as well as an educator (A.B. Alcott), a businessman (Henry Ford), and psychiatrists (Carl Jung and B.F. Skinner). Many of these famous people have scholastics awards, scholarships, and schools named after them. A.B. Alcott: The true teacher defends his pupils against his own personal influence. Bear Bryant: If I miss coaching that much, I could go to some little school where they didnt recruit, where all the kids wanted to go. I believe I could find somewhere to coach. Edmund Burke: Example is the school of mankind, and they will learn at no other. Ralph Waldo Emerson: You send your child to the schoolmaster, but tis the schoolboys who educate him. Benjamin Franklin: Experience keeps a dear school, but fools will learn in no other. Henry Ford: You cant learn in school what the world is going to do next year. Robert Frost: The chief reason for going to school is to get the impression fixed for life that there is a book side for everything. Victor Hugo: He who opens a school door closes a prison. Joseph Joubert: Education should be gentle and stern, not cold and lax. Carl Jung: One looks back with appreciation to the brilliant teachers, but with gratitude to those who touched our human feelings. The curriculum is so much necessary raw material, but warmth is a vital element for the growing plant and for the soul of a child. Mike Krzyzewski: Basketball was not my main sport in grade school or even the first year of high school. Vince Lombardi: A school without football is in danger of deteriorating into a medieval study hall. Franklin D. Roosevelt: The school is the last expenditure upon which America should be willing to economize. Theodore Roosevelt: A man who has never gone to school may steal from a freight car; but if he has a university education, he may steal the whole railroad. B.F. Skinner: Education is what survives when what has been learnt has been forgotten. Patrick White: I forget what I was taught. I only remember what I have learnt. William Butler Yeats: Education is not the filling of a pail, but the lighting of a fire.
Tuesday, December 17, 2019
BANK LOANS- statistics project on bank loans 1. Introduction This study has been conducted in order to obtain some extra information regarding credit retrieval from banks. We have collected data from 120 people which have contracted bank loans, by asking them to answer our questionnaire. The questionnaire consists of 15 interconnected questions we consider relevant and might help interpret the results better. In a loan, the borrower initially receives an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engageÃ¢â¬ ¦show more contentÃ¢â¬ ¦[pic] 2.4. Children Children seem to play a major role in the decision of getting a bank loan of a person or couple. Out of the selected persons, only 27 did not have any children and most of them were in our youngest age group, fact that is understanble considering the implications that raising a child has. Most people had one or two children, but there were two cases in which the person had more than three children. [pic] 2.5. Education level As expected, the education level had a major impact on the number of loans accesed. The Ã¢â¬Å"winingÃ¢â¬ category was the bachelor degree one, as people from this group have a higher level of education and are prone to have better jobs, thus having more chances in receiving a loan from a bank. Furthermore, they are the ones that require more money for investments, which usually comes from banks. The sutyd revealed that 67 people with a bachelor degree had a loan, thus more than 50% of the total interviewed subjects. On the other hand, there were 23 people who had finished high school and responded positive, showing that loans for personal needs attract customers. [pic] 2.6. Profession Profession is linked in a way to the income of a person so it has a big impact on the results. Although we tried to offer a large variety of options, many of the interviewed volunteers chose the option Ã¢â¬Å"OtherÃ¢â¬ . The graph speaks forShow MoreRelatedObtaining A Bank Loan Crisis3102 Words Ã |Ã 13 PagesObtaining a bank loan, just as any debt, increases a governmentÃ¢â¬â¢s aggregate amount of debt. Additional debt is of concern for bondholders as it can weaken a governmentÃ¢â¬â¢s debt position. Knowledge of a governmentÃ¢â¬â¢s entire debt burden is essential in credit and risk analysis. Contingent liquidity risk Some bank loan agreements may have covenants or terms that may be more favorable to loan agreements over existing bonds. 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Monday, December 9, 2019
Question: Discuss about the Endangered Species and their Protection. Answer: Introduction English assignments are given to the writers for testing their command and fluency over the writing skills. This covers diverse range of topics including business, medical, psychology, environment among others. The focus of this assignment would be on the writing skills of the students regarding the endangered species. Along with this, the assignment would peek into the laws governing the security of these species for preservation of the ecological biodiversity. As a final touch, the assignment would assess the capability of the students to express their thoughts and opinions regarding the life of the endangered species. Insight into the endangered species Habitat destruction of the animals can be considered as man-made. With the advent of civilization, the needs, demands and requirements of humans increased. This resulted in the destruction of the abode of animals (ebscohost.com). As a matter of specification, hunting in the areas of Africa, Europe and Asia have resulted in the extinction of some animals like dodo, great auk and passenger pigeon. Therefore, hunting-habitat loss and extinction can be placed side by side. The major drive behind this is the advancement in civilization and altering lifestyle of the people. Under Species at Risk Act (SARA) (2003), Atlantic Salmon, Woodland and the Peary caribou, Burrowing, Barn, Spotted owls and several whale species have been enlisted at the endangered species. Committee on the Status of Endangered Wildlife in Canada (COSEWIC) has recorded the number of endangered species to be approximately three hundred (Beatley 199). This is seriously a matter of great concern in terms of preserving the ecological balance. Habitat loss is one of the main reasons for accounting 80% of the species as endangered. The major drive behind this habitat loss is urbanization, agriculture, extraction of the natural resources for fulfilling the human needs and infrastructural development. Countering this, hunting animals for using their skin for trade purposes has adversely tagged tigers and elephants as an endangered species. Along with this, overexploitation of the forest trees and land, intrusion of the non-natives and pollution pose as a threat for preservation of the animals. This compels them to encounter tragic death (Schultz 127). Figure: Endangered species of Canada (Source: Pimm 124) In other words, humans need to be blamed for accounting some of the species as endangered or threatened. This is mainly because the humans have snatched the habitat of the animals. For example, huge amount of trees have been cut for making skyscrapers and buildings, which has resulted in the habitat loss of the birds. This has compelled the birds to go in search for substitute habitats. Incapability of the birds to find appropriate habitats has resulted in their death. Turning the attention to the tragic story of the elephants, tigers, deer and rhinoceros, they are the most vulnerable, as they are hunted for their skin (Lampert 1029). The humans, for the satisfaction of their needs, have misutilized Forest trees and lands. The logs of the chopped trees have been used by the traders for supplying them to the carpenters for making furniture of various structures. Along with this, the logs are also used for making cricket bats. Bamboo trees are cut for making papers. All these trade purposes are the live examples of how humans have over-exploited the natural resources for leading a comfortable lifestyle (Weckworth 300). Because of this, the animals are the most affected due to falling prey into being uprooted from the origin. Legislations for protecting the endangered species The growing concern of the endangered species and their being extinct have been effectively managed by the Committee on the Status of Endangered Wildlife in Canada (COSEWIC). This is an independent organization, known for preserving the endangered species. This organization has collaborated with the other wildlife agencies for introducing management plans and treaties. Mention can be made of the plans and treatments made for protection of migrating species such as waterfowl (Pimm 126). Figure: Appeal for protecting endangered species (Source: Sawchuk 100) In springs and summer, the trees in Canadian threshold are full of the chirping waterfowls. Along with this, quacking of the ducks, swans and geese reflect the diversity within wildlife. Winter is the time, when these animals migrate to United States and Central America. Low records in the waterfowl population compelled the wildlife agencies of United States and Canada to enter into a treaty regarding the preservation of the habitats for protection of waterfowls. Mexico was the third partner to join this agreement (Schofield 840). The main aim of this agreement was to cease over-hunting. Convention of Conservation of the Migratory Species of Wild Animals came into force in 1983. Here mention can also be made of Convention on Biological Diversity (CBD), which was implemented in 1993. Formation of Species at Risk Act (SARA) (2003) actually initiated the process of protection for the endangered species in Canada. The protection of the endangered aquatic species and migratory birds is the responsibility of the government officials of the federal laws, the offices of which are spread all throughout Canada (Sawchuk 102). Figure: Captive breeding in Canada (Soure: Weckworth 304) Egg pulling and captive breeding are some of the modern techniques for preserving the endangered species. Egg pulling proves effective in saving the hatched eggs of the endangered species. For this, research centres are used. In captive breeding, the endangered species are put in captivity for their proper breeding. The environment of this captivity is regulated for yielding positive results. Along with this, gene banks are also productive in terms of chemical reproduction of the endangered plant species (bbc.com). Here, mention can be made of Botanical and Zoological Gardens. The Botanic Gardens conservations International organization provides an estimate of more than 80,000 plant species, who are cultivated. These plant species are either endangered or have lost their habitat in the wildlife. After cultivating these plant species, they are returned to their original habitats. Ecosystem approach is one of the other techniques for preserving the endangered species. This technique involves application of saving techniques while the species are in their natural habitats (bbc.com). Typical examples in this direction are the establishment of the wilderness areas, which are legally protected by the wildlife agencies. Canada Wildlife Act (1973) demarcates certain criteria, through which the federal government officials can be entrusted with the responsibility to look after a national wildlife area or migratory bird sanctuary. Wildlife management is one of the other approaches towards preservation of the endangered species. After identification of the endangered species, plans are prepared regarding their protection and security. These plans include investigation, landscape coverage, food, shelter and the space, which the species requires (Sawchuk 106). Here, the governing body is the Environmental Protection Agency (EPA), which caters to the act of preserving human health, preservation of the natural environment. This is done after enforcement of the environmental legislations and directives, which the wildlife agencies are expected to abide by for maintaining the ecological balance (Pimm 127). Figure: Wildlife management (Soure: Pimm 246) Conclusion This assignment emerges successful in providing an insight into the endangered species and the legislations functioning for their protection. In-depth insight into the causes, which tags the species as endangered enhances the clarity of the readers regarding the extent to which wildlife is degrading in their quality and quantity. Delving deep into the aspect, humans have selfishly snatched the habitat from the animals for satisfying their needs, demands and requirements. The need of the hour is awareness regarding conservation of habitats, so that ecological balance is maintained. If this balance is destroyed, survival would be difficult even for the humans. This would end the existence on the planet Earth. References Bbc.com,. Congress strips grey wolf endangered species protection world-us-canada. N.p 2011. Web. 2nd Dec 2017 Bbc.com,. Judge orders US to keep protecting 'endangered' wolves . N.p.2010. Web. 2nd Dec 2017 Beatley, Timothy.Habitat conservation planning: endangered species and urban growth. University of Texas Press, 2014. Ebscohost.com ,. Endangered species- Macewan University. N.p 2017. Web. 2nd Dec 2017 Lampert, Adam, et al. "Optimal approaches for balancing invasive species eradication and endangered species management."Science344.6187 (2014): 1028-1031. Pimm, Stuart L., et al. "The biodiversity of species and their rates of extinction, distribution, and protection."Science344.6187 (2014): 1246752. Sawchuk, Jennifer Heibult, et al. "Using stakeholder engagement to inform endangered species management and improve conservation."Marine Policy54 (2015): 98-107. Schofield, Gail, et al. "Satellite tracking large numbers of individuals to infer population level dispersal and core areas for the protection of an endangered species."Diversity and Distributions19.7 (2013): 834-844. Schultz, Jessica A., Emily S. Darling, and Isabelle M. Ct. "What is an endangered species worth? Threshold costs for protecting imperilled fishes in Canada."Marine Policy42 (2013): 125-132. Weckworth, Byron V., et al. "Preferred habitat and effective population size drive landscape genetic patterns in an endangered species."Proc. R. Soc. B. Vol. 280. No. 1769. The Royal Society, 2013.
Monday, December 2, 2019
PERSONAL COMMUNICATION Personal Communication is defined as what information wanted transferred between two different entities. Communication can be easily achieved between two people just through speaking, hand gestures , over the phone, even using a computer to emulate whatever is needed. Communication is commonly defined as the imparting or interchange of thoughts, opinions, or information by speech, writing, or signs. One of the most common forms of personal communication is oral. For example when you go to a fast food restaurant and order your favorite meal, you are communicating orally. Non-Verbal communication is when people do not use their voice to indicate what they want. An example of nonverbal communication would be when you are at a stoplight and the traffic is being directed by a police officer and the officer uses his hand signals to wave you by them. When Communication is effective the information that is wanted is clear and easily understandable. We will write a custom essay sample on Personal Communication or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page There are a few things that also happen with clear communication, improved productivity, better problem solving, fewer grievences, enhanced creativity, better working relationships and greater personal satisfaction. There are two communication skills I posses or used more frequently over any other, which is oral, and digital. Orally I am aa good speaker and clear as possible. My verbal speaking skills are strong because of the background I come from, with all the reading I have done over my life experience. Digital is my favorite and the one communication type which is my greatest strength with oral next. I am very effective with the digital type, whether it is emailing, instant messaging or just sending files across the internet. One of my personal weaknesses in communication is my short attention span. Focusing on one thing at a time usually helps me get things done better or ideas communicated more clear. One goal I would like to set is llearning how to speak to large audiences better and this way I become more comfortable with larger groups. That way I would not have any type of anxiety or nervousness with such groups. In the current profession I work selling tools at Harbor Freight Tools. Personal communication is a must at my job to keep day to day job running smoothly. To keep orders correct or to make sure people donÃ¢â¬â¢t have to carry out the wrong tool and load it for a customer , therefore saving time with the correct parts and also saving money for the company by not paying someone to do the same job twice with the right and wrong part. There are three goals that I will set to improve my personal and professional communication levels. The first goal I set is to learn how to write better for papers . Doing so would take down my stress level when paper assignments are due. Better ability to write would also probably help out with my grades. The second goal I set is better personal communication between myself and loved ones and relationships now and in the future. Since returning from the Marine Corps, I have been told that I am very cold or stonewalled and show no emotion. I would like to be able to show my loved one or friends that I am not emotionless and able to care about things or people. The third goal I have set for myself with my communication skills is to learn a few other languages in the future to expand my knowledge and my ability to communicate with people, maybe even help if I ever travel to foreign lands to get my ideas across and am not completely lost. One of the future communication challenges I believe I will have will be in my future line of work (police officer) keeping calm with subjects when they have done terrible things, or with those who have no communication skills other than the way they were raised, with no morals or things, but I will over come this with my persistence and faith. Personal communication is important in this day and time. Getting your idea across to who or what you want it to get to is of major importance more than ever. With countries have hair triggers and nuclear weapons aimed towards each other, an unclear message or a message that is completely misunderstood could end up with bad consequences that werenÃ¢â¬â¢t meant, had the message been understood the way it was intended. Another example of non-verbal communication between two entities which had monumental cost for both sides with the message completely clear would be when the country of Japan sent forth their fleet and sneak attacked and bombed Pearl Harbor, Hawaii. The message was clear and was understood fully. Even with good clear communication people can have catastrophes happen. Works Cited 1. ^ Schwartz, Gary E. ; Simon, William L. ; Carmona, Richard (2008). The Energy Healing Experiments. Simon Schuster. p. 129. ISBN 0743292399.